Oooof let the headaches and stress begin.....

Howdy Ho!!!!  Just thought Id start with something up lifting.  I always liked that expression :P

So where to start with the whole new dilemma that has developed.  First off, after waiting close to three weeks to get a response, I was rejected for my student line of credit.  The reason stated "I currently have too much debt accumulated to be granted a line of credit".  Pretty much, you owe everyone too much money so we do not feel comfortable giving you a line of credit because we are not sure if you could make the payments.  I understand a bit from there perspective, but I have been a customer of the CIBC since I was like 2 years old, I have never really missed any payments, and plus dumping everything into one lump sum would be ideal.   Not good enough for them!

Their suggestion: Consolidate your debt first, although you will need a co-signer to have the loan accepted and then once we consolidate your entire debt, then we can think about applying for a line of credit.  Which personally doesnt make to much sense, as then I would have a loan and a line of credit to make minimum payments on, instead of just having one minimum payment to make for everything.  Quite silly.

So that is what I am off to do today actually.  Off to the bank to see what i can do about this whole dilemma.

To add to all of this, I am still wracking my brain about what to do with all of my appliances and all the crap I have in my house.  I am still planning on doing a garage sale or putting stuff on Craig's list or Kijiji, but honestly how much could I expect to get out of all of this?  If I could raise another 1K, that would be amazing, but I hardly doubt it.  So is it worth the headache or just toss everything or give it to the needy??

Plus Ross University is acting a bit sketch in my opinion which doesnt really calm my nerve all to much.  I am not one to stress to much but when you get an officially letter that says this is the list of things you need to get done before arriving to St. Kitt and it should be done ASAP.  That to me means, do it ASAP, AS SOON AS POSSIBLE.  This to me, does not mean wait till mid-September before bothering with anything.  I found this out unfortunately the hard way.  I started to get my animals ready, brought them in for there annual health exam along with all of there vaccines not to mention having to re-microhip them since apparently Ross U only accepts AVID or Home Again microchips.  Initially I email the veterinarian authrorities there to discuss if it was really needed as my cats were already microchipped with chips from another company which were the exact same type of chip than the AVID or Home Again ones.  After a day I got a response, saying, you absolutely require the ones suggested.  After checking with all three companies, all three said they do not comprehend why my cats would have to be re-chipped since the microchips and readers should be able to detect any of those microchips.  So I email the authorities again, asking for clarification, if not for me, but then atleast for our clients that we recommend a specific type of microchip because it is supposed to be read and recognized by the international community.  After a couple of days, no response, so i send another email, still no response, another email and yet still no response.

So after a week and a half of waiting, I contact my student coordinator, who was a bit blunt and rude I found on the phone.  I asked him if there was any way to get in touch with the authorities over there responsible for the travel of domestic animals, as I needed some clarification.  His response "why? you should not be doing anything before September 15th".  Which was a bit of a surprise to me, as I mentioned previously ASAP, does not mean wait a two months after being accepted.  Which I mentioned to my coordinator, I said "I have spoken to the import authorities, I have corresponded with you via email on multiple occasions, asking about travelling to the islands, my animals, things I needed to get ready and not once, not once did you ever mention please wait till mid-September before doing anything."  His response, which was the kicker for me was "Well I am your student coordinator and I am telling you now, do not do anything till September 15th."  At the moment, I started to have some doubts, I just found it odd from a professional stand point.  To add to my minor stress of professionalism, a week before I receive an email saying, "your second $500 deposit is due by September 1st, if, however, you have not paid the full amount by the established due date, your file will be deactivated and your place in the class will be offered to another qualified applicant who is anxious to join us for the January 2011 term."  Now none of that sentence bothered me, except for the fact the note about giving the place to a qualified anxious applicant.  Meaning what?  That I am not anxious to join them because I may not make the $500 payment on time.  Why not just say your seat will be giving to another qualified applicant.  Why bring emotions into it?  When they asked me why i want to become a veterinarian, I did not say because it makes me happy.  Anyways, perhaps it was just the build up of stress, but I personally would that whole scenario a bit unprofessional and not a way a recognized university should be acting.  

Opinions? Just me? :P


So, now........................I wait!!!! :S  Rah!  Atleast Ill find out about my finances by the end of next week, everything should work out on that front, but it is a bit stressfull.

I have to say the only positive thing as of late, is the fact that I have finally found a room mate for the next few months.  At least it will help free up a bit more money before I leave, not much, but any amount really helps.

So that is it for now, hope you enjoyed the read and thank you to all who are being so positive and supportive at the moment.  It is nice to know that so many people care and that so many believe in me and in what I want to do.

Take care =)